Student Loans / Auto Loans
Several months ago, you graduated from university with no job in sight. After applying for a couple of months, you managed to secure a dream internship in your field. They pay a stipend, which means you work part time to cover living expenses. Now the student loan folks are calling and they want their money- NOW. They don’t care that you’ve just graduated. The collections agent has no sympathy for your plight. Not to worry, there is relief from private student loans. Auto loans can be eliminated by filing bankruptcy or via debt consolidation. Experience a debt free life and get a head start with North Bay Bankruptcy Attorneys.
Debt Consolidation For many of our clients, debt consolidation is the best way forward. North Bay Bankruptcy Attorneys is about progress. We want to see all of our clients living their best lives. Let’s sit down and discuss your case. Once each bill is consolidated including student and auto loans, a separate loan is secured to cover the total amount. Most if not all of your debt can be consolidated into one payment. Pay directly to one source without confusion and having to follow up with multiple creditors. You will feel relief knowing that your credit will be repaired and all your financial matters are taken care of. Avoid Embarrassing Repossession In this part of the state, owning a vehicle is imperative. There is no way way around it. You cannot rely on public transportation to get you where you want to go. Uber is only economical for short trips. You may be working every day and still unable to afford the monthly payments for your car. Perhaps you secured a loan at a high interest rate. You may have been laid off or terminated. The average American is two paychecks from losing it all. North Bay Bankruptcy Attorneys can help you avoid embarrassing repossession by negotiating on your behalf, consolidating debt or assisting in helping you file for bankruptcy. Credit Counseling The point is to move forward not backwards. Your best efforts have landed you here. Allow professionals to help you get out of this financial rut. You don’t know, what you don’t know. There may be a blind spot as it concerns your finances. It’s very common to come from a family in which resources were scarce. You may have picked up on messages regarding lack and limitation. They are affecting the financial decision you make on a daily basis. This is where expert credit counseling comes in. We recommend credit counseling for clients in a variety of situations. The feedback we receive is always positive. Credit Negotiating There are many ways we can assist. One method we use to help clients is with strategic bankruptcy. Our attorneys are versed in Chapter 7, 11 and 13 bankruptcies. We offer another service in which our attorneys negotiate on your behalf. Collection agents tend to be more amenable when speaking with a lawyer. We understand consumer rights and exercise them within the full extent of the law. It’s possible to contact creditors on your own, but when a lawyer calls, we are immediately transferred to a manager where significant changes occur. Contact us for effective credit negotiating for your financial livelihood. |
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