Bankruptcy Attorney Santa Rosa

Welcome to North Bay Bankruptcy Attorneys, where we specialize in all types of bankruptcy that might suit your particular situation.  If you are looking for a bankruptcy lawyer, you have definitely come to the right place.  We can assist with Chapters 7, 11 and 13 bankruptcies.  Our team is completely straight forward and we're known for not sugar coating the truth.  You will find that we are vested in the well being of our clients.  Enlist us to help you with the processes and to explore your personal and business bankruptcy options.  Avoid wage garnishment with sage, professional advice.  Our team of twenty lawyers and paralegals can stop foreclosure and eliminate second mortgages.
About Us
There are a few different types of bankruptcies.  Allow us to help you determine the best way forward.  With our assistance, you may determine that Chapter 7 bankruptcy is not right for you, but Chapter 13 is.  We are bankruptcy attorneys with over 20 years of experience.  Our clients are small to medium size businesses, as well as individuals in need of a helping hand.  We have a total of ten attorneys on staff.  Four are veteran partners accustomed to assisting with extremely technical and convoluted bankruptcy cases.  The remaining six lawyers are associates that provide day to day, hands on assistance.

Our Services

Filing bankruptcy is not an easy decision to reach.  There are several pros and cons that must be considered before coming to a conclusion.  Ultimately, the final decision is up to you.  Our team of qualified legal professionals is capable of assisting with chapter 7 bankruptcy, chapter 11 bankruptcy and chapter 13 bankruptcy.  Unlike our competitors, we won’t attempt to sell you on the dream.  Our team will explain the process in laymen’s terms.  Our goal is to arm you with enough information to make the most informed decision possible.   Call us to learn more about your personal and business bankruptcy options.

Filing for Bankruptcy: The Process

Enlist North Bay Bankruptcy Attorneys to show you how to file bankruptcy.  Bankruptcy can be a daunting process.  You may be wondering, what is chapter 7 bankruptcy, what is chapter 13 bankruptcy and what is chapter 11 bankruptcy.  Not to worry, we are here to help.  Our team will guide you through the 2005 Credit Counseling Bankruptcy Act.  We will assist with the Bankruptcy Means Test and the 341 Creditor Meeting.

Personal and Business
Bankruptcy Options

When it comes to alleviating financial pressures, there are several options.  Debt consolidation and debt settlement are a couple of them.  If you’d like to pursue bankruptcy to provide access to financial freedom, North Bay Bankruptcy Attorneys can help.  Our team is versed in Chapters 7, 11 and 13 bankruptcies.  We can stop repossession immediately and encourage the court so stay any foreclosures that may be in progress.

Avoid Wage Garnishment

It’s no fun having your wages garnished.  If you think the folks in human resources aren’t whispering about the state of your financial affairs – think again.  Keep your credit, lifestyle, well being, finances and mental health in tact by contacting North Bay Bankruptcy Attorneys to assist with wage garnishment.  We will assist with court ordered stays.  Our team is adept at negotiating with the most callous creditors.  We will work hard to ensure that you are exempt from wage garnishment proceedings.

Stop Foreclosure and Eliminate Second Mortgages

It pays to have a professional on your side.  Our team can delay foreclosures to give you enough time to save up for another home.  If you decide to file for Chapter 13 bankruptcy, you can catch up on your mortgage.  By filing for bankruptcy, the court issues an automatic stay against foreclosure.  North Bay Bankruptcy Attorneys is strategic when operating on behalf of its clients.  We initiate plans and put them into action for our clients.

Eliminate Crushing Medical Bills

Medical bills can be life crushing.  Before your body has completed the healing process, the hospital has already demanded payment.  If suffering from a serious illness is not enough, now you must content with exorbitant hospital bills.  ‘Should I file bankruptcy?’, is at the forefront of everyone’s mind.  The answer depends on your unique situation.  Schedule a free consultation with North Bay Bankruptcy Attorneys.  You may find that consolidation is the best option for you.

Student Loans/Auto Loans

Student loans are the bane of nearly every student’s existence.  More people are deciding to enroll in higher education.  Every year the fees increase.  It’s not surprising that many organizations are advocating for student loan forgiveness.  Until that day comes, North Bay Bankruptcy Attorneys assists with student loan redemption.  Contact us for assistance with bankruptcy student loans and bankruptcy auto loans.  We can assist with debt consolidation so you can avoid embarrassing auto repossession.

Contact Northbay Bankruptcy Attorneys

Filing bankruptcy chapter 7 has become big business for many law firms throughout California.  There is a shameless amount of lawyers taking advantage of people filing bankruptcy chapter 13 and filing chapter 11.  Unlike our competitors, North Bay Bankruptcy Attorneys is an ethical firm solely interested in obtaining financial freedom for our clients.  Allow us to show you the way toward economic liberation.  You will be amazed at how you feel, as if a boulder has been lifted off your shoulders.  Contact us via phone or email for a complimentary consultation.  We are happy to set aside time to discuss your case and provide viable options for practical solutions.
“I took out a legion of student loans to complete my doctoral degree.  I wound up working for an international NGO.  When the new administration came into power, a lot of the funding dried up.  I was unemployed for two years.  The student loan collections department never let up.  That’s when I hired North Bay Bankruptcy Attorneys.  They helped me create a stress free life and get back on my feet.” – Howard U.
“I was hit with one catastrophic event after the other.  After my mother died, I was the only person in the family that assisted with the burial costs.  The house wasn’t paid off, so we nearly lost the family home.  I fell behind on my mortgage while fighting against cancer.  North Bay Bankruptcy Attorneys helped me consolidate my debt.  It was a step in the right direction.” – Amy H.
“I loved my little Mini Cooper.  Unfortunately, I was underwater in my payments due to the fact that I received an auto loan with an extremely high interest rate.  My credit was terrible and I considered myself lucky to have such a cute car.  North Bay Bankruptcy Attorneys helped me to avoid repossession.  I’m so happy to have them in my corner.” – Heidi L.
Northbay Bankruptcy Attorneys is proud to service the entire North Bay, including:
Sonoma County:​ Annapolis, Bodega Bay, Boyes Hot Springs, Camp Meeker, Cloverdale, Cotati, Duncans Mills, El Verano, Eldridge, Forestville, Fulton, Geyserville, Glen Ellen, Graton, Guerneville, Healdsburg, Jenner, Kenwood, Monte Rio, Occidental, Penngrove, Petaluma, Rio Nido, Rohnert Park, Santa Rosa, Sebastopol, Sonoma, Windsor
Marin County: Belvedere, Tiburon, Bolinas, Corte Madera, Dillon Beach, Fairfax, Forest Knolls, Greenbrae, Inverness, Lagunitas, Larkspur, Marshall, Mill Valley, Nicasio, Novato, Olema, Point Reyes Station, Ross, San Anselmo, San Geronimo, San Quentin, San Rafael, Sausalito, Stinson Beach, Tomales, Woodacre
Napa County: American Canyon, Angwin, Calistoga, Deer Park, Napa, Oakville, Pope Valley, Rutherford, Saint Helena, Yountville